Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.